How new regulations will affect your renewal price
If you’re approaching your renewal date with 1ST CENTRAL, you may be interested to learn about a new regulation launched by the Financial Conduct Authority (FCA).
The regulation states that insurers must guarantee that upon renewal, an existing customer’s price is the same or cheaper than if they were a new customer. We can assure you that we’ll follow these guidelines upon calculating your renewal price.
When it comes to offering you your renewal price, there are a few things that we’ll use to guide us:
- The price we offer you will be for the exact same cover that you currently have with 1ST CENTRAL, including any existing add-ons
- We’ll use the personal information currently in place on your existing policy, such as date of birth and occupation
- We’ll compare your price to that of a new customer on the day your renewal offer is produced
It’s worth noting that there are other variables that can impact your renewal price, such as whether or not you’ve made any claims, while adding extra features or factors such as increased mileage at renewal could also create an increase is price vs that of a new policy. You can find out more about what can affect your price here.
There’s nothing more you need to do – nearer the time, we’ll send you your renewal price, based on exactly the same cover as you have today – and the price won’t be more than if you were a new customer with us!
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