Are you covered with fully comprehensive car insurance?
| Is your car covered in the event of an accident?
You are legally obliged to have a car insurance policy in the UK, but there are several different types to choose from. If you want complete peace of mind, a fully comprehensive car insurance policy offers the highest level of protection. What’s comprehensive car insurance?Fully comprehensive car insurance covers damage to your vehicle even if an accident is your fault. It compensates other drivers for any damage caused to their property and covers injury costs to you and others, where relevant. It also covers damage to your vehicle if caused by fire and theft. Remember that policies will vary, so you should always pay close attention to the T&Cs to make sure you get the kind of cover you expect. With fully comprehensive car insurance, exclusions can include any of the following:
The higher cost of this insurance type means it’s not always affordable. But you might find its level of cover to be excessive for your lifestyle anyway. If you rarely drive, for example, and have a cheaper vehicle, you might want to consider other insurance options. What’s another car insurance option? Comprehensive vs third party insuranceThird-party, fire and theft insurance covers damage you cause to other people’s property and compensation for injury to others, including your passengers. With this level of cover, you will not receive anything towards your own medical costs. But you will be compensated if it is stolen or damaged in a fire. Want to upgrade your car insurance today? Compare our comprehensive policy and third-party, fire and theft policy.
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